Truckers Occupational Accident Insurance is customized for motor carriers, owner-operators and contract drivers. This state-of-the-art coverage helps motor carriers contain costs while offering competitive benefits that help attract and retain dependable drivers. This coverage pays benefits for accidental death or dismemberment, accident-related medical expenses and temporary or continuous total disability (benefits are paid directly to truckers or their survivors). Coverage can also be tailored with specific features valued by drivers. As a further benefit, motor carriers can also add coverage which responds to non-job related accidents. In this way, drivers can have confidence that their medical and financial needs will be met if a covered accident occurs.